Classic Checking

Looking for a Checking Account without any hidden charges?
Our Classic Checking is perfect for you!

  • Only $25 needed to open (reduced to $10 for students with Student ID)
  • No monthly minimum balance requirements
  • No monthly service charges
  • No per check charges
  • Identity Theft Protection from IDProtect available
  • Access your account for free, 24 hours a day by telephone with Call 24 or by personal computer with  First OnLine
  • View and print cancelled checks online with First OnLine
  • Complimentary Visa debit card, so you can leave your checkbook at home
  • Direct deposit or payroll deduction, so your money is there when you need it
  • Order customized share draft checks, online, in person, or by mail
  • Apply for Cashline overdraft protection, up to $5,000
  • Share to share overdraft protection available
  • Receive a monthly statement by mail or by e-statement
 

Choice Checking

Do you want a checking account that earns dividends?  Check out our Choice Checking!

  • Earn competitive dividends with an average daily balance of $1,000 or more*
  • No monthly service charges with:
  • Direct Deposit or First OnLine Bill Payment Service or $1,000 average daily balance
  • Access your account for free, 24 hours a day by telephone with Call 24   or by personal computer with First OnLine
  • Identity Theft Protection from IDProtect available
  • View and print cancelled checks online with First OnLine
  • Complimentary Visa debit card, so you can leave your checkbook at home
  • Direct deposit or payroll deduction, so your money is there when you need it
  • Order customized share draft checks, online, in person, or by mail
  • Apply for Cashline overdraft protection, up to $5,000
  • Share to share overdraft protection available
  • Receive a monthly statement by mail or by e-statement
  • Only $25 needed to open (reduced to $10 for students with valid Student ID)

Annual Percentage Yields valid as of February 1, 2017

Earn dividends if average daily balance is greater than $1,000. Dividends are compounded monthly.  No monthly service charge with Direct Deposit, First OnLine Bill Payment Service, or if you maintain a $1,000 average daily balance. $25 minimum to open; $10 for students with valid student ID. * Fees may reduce earnings on this account.

Visa Debit Cards

A Visa debit card lets you do everything an ATM card does, plus pay for purchases directly from your checking account, without writing a check!  You can access your checking account at millions of locations.

  • Receive your Visa debit card instantly at any branch when you open a checking account or need a replacement card
  • Instant access to your checking, 24 hours a day, 7 days a week!
  • Leave your checkbook at home
  • No monthly service charge
  • Change your PIN at any  First New York branch
  • Free unlimited transactions at First New York ATMs
  • No charge for merchant transactions where you sign for the purchase
  • Use your Visa debit card in person, by phone or online, wherever Visa is accepted
  • Accepted at over 18 million locations, worldwide
  • Use it surcharge-free at any SUM or CO-OP ATM
  • Monitor your account activitiy with Visa Purchase Alerts

 

As a First New York Visa Debit Card holder,
you have access to over 2,000 SUM ATMs, surcharge free.
Find your nearest surcharge-free SUM ATM.

"Some people pay a surcharge at the ATM, SUM Don't."

 

As a First New York Visa Debit Card holder,
you have access to nearly 30,000 CO-OP ATMs, surcharge free.
Find your nearest surcharge-free CO-OP ATM.

 

Report a Lost or Stolen Visa Debit Card