Auto Loans

Annual Percentage Rates valid as of March 1, 2017

We can put you in the Driver's Seat! We offer some of the lowest rates on both new and used auto loans in the Capital Region with a full suite of auto loan services to match.

Our low rates, friendly service, and convenient local branches are just some of the benefits that come with a First New York auto loan. We also offer no pre-payment penalties and life/disability coverage.

Auto Loans for New and Used Model Years 2010-2017

What's My Payment?

NEW AUTOMOBILE LOANS
*Annual Percentage Rate. Competitive Fixed Rates. Financing up to 100% of the purchase price, PLUS tax, title, registration and warranty. Never owned nor previously titled. APR offered is subject to change and all loans are subject to approval. 0.25% APR discount available for automatic loan payments and automatic payment discounts are reflected in the rates above. 1% APR discount available on auto loans for hybrid cars. Actual rate may vary. Monthly payment amount shown is calculated per $1,000 and is based on a 30 day month.

USED AUTOMOBILE LOANS
Competitive Fixed Rates. Financing up to 100% of the NADA value or purchase price, whichever is lower, PLUS tax, title, registration and warranty. Previously owned or previously titled. Mileage restriction of 100,000 miles or less. Annual Percentage Rate (APR) offered is subject to change and all loans are subject to approval. 0.25% APR discount available for automatic loan payments and automatic payment discounts are reflected in the rates above. 1% APR discount available on auto loans for hybrid cars. Actual rate may vary. Monthly payment amount shown is calculated per $1,000 and is based on a 30 day month.

Ready to Apply for an Auto Loan? Let's Get Started!

Apply online, by phone at (518) 393-1326 and press 3, or stop by any First New York Branch.

Apply Now

Auto Loans for Older Used Model Years 1998- 2009

What's My Payment?

*Annual Percentage Rate. Competitive Fixed Rates. Financing up to 100% of the NADA value or purchase price, whichever is lower. Previously owned or previously titled. Mileage restriction of 100,000 miles or less. Minimum loan amount of $10,000. APR offered is subject to change and all loans are subject to approval. 0.25% APR discount available for automatic loan payments and automatic payment discounts are reflected in the rates above. 1% APR discount available on auto loans for hybrid cars. Actual rate may vary. Monthly payment amount shown is calculated per $1,000 and is based on a 30 day month.

Ready to Apply for an Auto Loan? Let's Get Started!

Apply online, by phone at (518) 393-1326 and press 3, or stop by any First New York Branch.

Apply Now

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