Schedule of Fees
Effective June 1, 2007
The following fees may be assessed against your account and the following transaction limitations, if any, apply to your account.
| Account Fees | |
| Account Research/Reconciliation per hour (minimum 1 hour) | $20.00 |
| Choice Checking Account service charge (per month) *No charge if you have direct deposit or First OnLine Bill Payment or maintain an average daily balance of $1,000 in your account. |
$3.00* |
| Deposited checks (and other items) returned unpaid | $15.00 |
| Inactive account fee (per month) *An account is considered inactive if for two years no withdrawals or deposits, other than credited dividends, have been made to the account. The fee will not be assessed if the aggregate balance of all accounts is over $100.00 or there is loan activity or the member is under 18 years of age. |
$5.00* |
| IRA Transfer fee (per transfer) | $25.00 |
| Non-sufficient/uncollected funds item paid | $30.00 |
| Non-sufficient/uncollected funds item returned | $30.00 |
| Share Draft Check printing | Fee based on style ordered |
| Share to share overdraft transfer | $5.00 |
| Stop payments (all items) | $15.00 |
| Card Fees | |
| ATM inquiry at ATMs other than First New York FCU | $1.00 |
| ATM withdrawals at ATMs other than First New York FCU (2 Free per month) |
$1.00 |
| Point of Sale (POS) transactions with PIN (4 Free per month) | $.50 |
| Replace lost ATM/VISA Card | $10.00 |
| Transactions at any First New York FCU ATM | FREE |
| VISA Check Card transactions with signature | FREE |
| Electronic Services Fees | |
| First OnLine Bill Payment (per month) *You will not be charged if you pay at least 1 bill each month. |
$4.95* |
| First OnLine Internet Access | FREE |
| Other Fees | |
| Abandoned Property fee | $100.00 |
| Check protest fee | $25.00 |
| Collection item fee | $25.00 |
| Foreign Check collection fee | $25.00 |
| Informational Subpoena with Restraining Notice | $100.00 |
| Notary/Signature Guarantee | FREE |
| Official Check - Cashiers Check (1 Free per day) | $2.00 |
| Official Check - Money Order | $2.00 |
| Returned Statement fee (per statement) | $2.00 |
| Traveler's Cheques | FREE |
| Wire transfer - domestic (outgoing) | $20.00 |
| Wire transfer - foreign (outgoing) | $40.00 |
