Business Line of Credit
Use a line of credit to cover short term cash flow needs until accounts receivables are paid,
or to cover seasonal working capital needs.
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Revolving and reusable line of credit
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Competitve interest rates
-
Easy access when you need funds
Term Loans
Use a term loan to purchase equipment, machinery, vehicles, or leasehold improvements for your business.
-
Fixed length term
-
Competitve interest rates
-
Consolidate existing Business Term Loans
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Finance business growth
Commercial Real Estate Loans
Use a real estate loan for purchase of a new commercial property, or to refinance your existing real estate loan.
We offer competitive financing for commercial real estate including combination business/residential properties.
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Fixed length term
-
Competitve interest rates
-
Consolidate existing Business Real Estate Loans
-
Finance business growth
Investment Property Financing
Use a non-owner occupied real estate loan to finance the purchase of investment or income property.
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Fixed length term
-
Competitve interest rates
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Use income from property to repay loan
Member Business Share Savings
Establish your business membership with as little as a $5 Share Savings Account.
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Night drop facility available for next business day processing of deposits
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Purchase money orders and cashiers checks at any branch
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Wire transfer services available
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Payroll deductions available
Member Business Checking Accounts
Open the checking account that best fits your business needs. Our checking account makes good
business sense - with an account that's right for your businesses needs.
|
Low Activity |
High Activity | |
| Average Monthly Balance (AMB) |
$2,500 |
$10,000 |
| Charge if below AMB |
$10.00 |
$15.00 |
| Number of debit items free |
50 |
150 |
| Charge per check or debit beyond free |
$0.15 |
$0.10 |
| Number of deposited items free |
50 |
150 |
| Charge per deposited item beyond free |
$0.15 |
$0.10 |
| Deposit Corrections |
$1.00 |
$1.00 |
Business Money Market Accounts
Maintain the liquidity of your funds and earn more on high balances with our Business Money Market account.
- Higher yield of a certificate with the convenience of a savings account
- Tiered rate based on your balance
- Immediate access to your funds - 6 pre-authorized, electronic withdrawals and/or check transactions per month
- Dividends compounded monthly
- No minimum to open
- $2,500 minimum balance must be maintained to earn dividends
- Free online access with First OnLine
- Free online check images
Business Premium Money Market Accounts
Maintain the liquidity of your funds and earn more on higher balances with our Business Premium Money Market account.
- Higher yield of a certificate with the convenience of a savings account
- Tiered rate based on your balance
- Immediate access to your funds - 6 pre-authorized, electronic withdrawals and/or check transactions per month
- Dividends compounded monthly
- No minimum to open
- $75,000 minimum balance must be maintained to earn dividends
- Free online access with First OnLine
- Free online check images
Business Share Certificate Accounts
Lock-in a fixed interest rate for a specified period of time and earn the highest rate of return on your investments.
- Earn a high dividend rate with as little as $500 minimum deposit
- Flexible terms available from 3 months to 5 years
For more information on Business Services, please contact William Chow, Commercial Business Development Officer at 393-1326 extension #1008.
