Automatic Transfer Payments

Conveniently transfer funds from your share account to pay your First New York loan. With this option, you can receive a .25% Annual Percentage Rate reduction on certain loans, making it both affordable and convenient to make payments on time!

Bank by Mail

Can't make it to the credit union? Do your banking by mail using special envelopes we provide. Transactions are processed the day they are received.

CARFAX

Looking to buy a used car, but not sure about it's history? Let First New York give you a FREE CARFAX Vehicle History Report when you finance your used car with First New York.

When buying a pre-owned vehicle, find out if the odometer has been rolled back, if the vehicle has been in a major accident, been salvaged or had flood damage, and get peace of mind about your purchase.

Loan by Phone

Applying for a First New York loan is only a phone call away! Use our convenient loan by phone service and apply for a loan. During business hours call 393-1326 and press 2 or fax your loan application to 518-393-5706.  A Member Service Specialist will review your loan request and give you a fast response.

Online Loan Application

With Web Loan 24, you can conveniently apply for a loan from any PC, and receive an answer in as little as a few minutes. Applying for a loan has never been this easy!

Apply for a loan, securely, online.

Direct Deposit/Payroll Deduction

Sign up to have your recurring payroll, pension, or social security checks electronically deposited into your account. It's the safest and most convenient way to receive the money, and you can write checks against it without making a trip to the credit union. With payroll deduction, you can deposit a portion of your paycheck into a credit union account.

Money Orders, Official Cashier's Checks

Need to issue a check with has guaranteed funds? Purchase a First New York Money Order or Cashiers Check at any branch office.

Night Drop

Can't visit an office during regular business hours? Drop off your loan payments, deposits, and other transactions in our after hours Night Drop anytime day or night. All Night Drop transactions are processed on the next business day.

Call Center

Have a question about your account or a credit union service? Enjoy the convenience of extended telephone hours for Member Service.  Speak with a Call Center Member Service Specialist Monday through Friday, from 8am to 6pm and Saturday from 9am to 1pm.
Call 393-1326 and press 2 to speak with a friendly and knowledgeable representative.

Live Help

Have a question, but can't make a call? Use Live Help - our online Live Chat service. Member Service Specialists are available to answer all your questions by online chat.  Click on the Live Help link at the top of our website and ask your question, or view our FAQs.

Notary Service

We have Notary Publics on staff at all credit union branches to witness and certify your documents, free of charge.

Signature Guarantee

Our Branch Managers will guarantee member signatures on stock and security transactions at no charge.

Travelers Cheques

American Express Travelers Cheques can be used in place of cash when traveling or carrying large sums of money. These Travelers Cheques are offered free of charge to members.

U.S. Savings Bonds

We act as an agent of the federal government in selling you U.S. Savings Bonds. We also handle bond redemptions, and re-issues at no charge.