Real Estate Loan Rates
Annual Percentage Rates valid as of November 19, 2008
Home Equity Line of Credit
Finance up to 90% of the value of your home!
| Term | Annual Percentage Rates As Low As | Variable Index | Payment Calculator |
| 10 year draw 15 year re-payment | 3.99%* | Prime* | What's My Payment? |
Competitive Variable Rate. $10,000 minimum, $250,000 maximum. The variable Annual Percentage Rate (APR)
is set monthly. This is based on the highest prime rate on the last business day of the previous month
as published in the Wall Street Journal, with an 18.00% APR lifetime cap and a 5.00% APR lifetime floor.
The Prime Rate as of 10 /31/2008 was 4.00% as published in the Wall Street Journal.
*SPECIAL INTRODUCTORY OFFER: Fixed APR as low as 3.99% for five months from
the date of disbursement. Variable APR thereafter will be as low as prime minus 0.50%.
As of 10/31/2008, the rate was as low as 5.00% APR.
This offer may change without prior notice. APR and index are subject to change
and are based on individual credit history and loan to home value. Interest-only payment option available.
Home Equity Loan
Finance up to 90% of the value of your home!
| Terms Up To | Annual Percentage Rates As Low As | Monthly Payment Per $1000 | Payment Calculator |
| 5 years | 5.49% | $19.10 | What's My Payment? |
| 10 years | 6.24% | $11.23 | What's My Payment? |
| 15 years | 6.49% | $8.71 | What's My Payment? |
| 20 years | 7.49% | $8.05 | What's My Payment? |
Competitive Fixed Rates. $10,000 minimum, $250,000 maximum. The Annual Percentage Rate is
subject to change and is determined by individual credit history and loan to home value.
Monthly Payment is based on a 30 day month.
Mortgages
Purchase a new home or refinance your existing mortgage!
| Term | Annual Percentage Rates As Low As | Points | Payment Calculator |
| 15 years | 6.000% | 0 | What's My Payment? |
| 30 years | 6.250% | 0 | What's My Payment? |
| 1 Year ARM | 4.460% | 0 | What's My Payment? |
Competitive Fixed Rates. $40,000 minimum, $250,000 maximum.
Maximum LTV 95% with mortgage insurance. Rate locks are available.
The Annual Percentage rate is subject to change and is determined by individual credit history, loan to home value.
We do business in accordance with the Federal Fair Housing Law and Equal Credit Opportunity Act.
