First New York
Current Rates

Auto Loan Rates

Annual Percentage Rates valid as of July 1, 2015

Car Loans for NEW Model Years 2014 - 2015 and USED Model YEARS 2008-2015

Terms Up ToAPR with Automatic Loan Payment as Low AsAPR as low asMonthly Payment per $1,000 (This applies to the APR without the automatic loan payment)Payment Calculator

 

NEW AUTOMOBILE LOANS
Competitive Fixed Rates. Financing up to 100% of purchase price PLUS tax, title, registration and warranty.
Never owned nor previously titled.
For terms 72 months and greater, the minimum loan amount is $20,000.
USED AUTOMOBILE LOANS
Competitive Fixed Rates. Financing up to 100% of the NADA value or purchase price, whichever is lower, PLUS tax, title, registration and warranty.
Previously owned or previously titled.
Mileage restriction of 100,000 miles or less.
For terms 72 months and greater, the minimum loan amount is $20,000.
Annual Percentage Rate(APR) offered is subject to change and is determined by individual credit history.
We offer a 0.25% APR discount for automatic loan payment on consumer installment loans,
and a 1% APR discount on auto loans for hybrid cars. Monthly Payment is based on a 30 Day Month.


Car Loans for OLDER USED Model Years 1996 - 2007

Terms Up ToAPR with Automatic Loan Payment as Low AsAPR as low asMonthly Payment per $1,000 (This applies to the APR without the automatic loan payment)Payment Calculator

Competitive Fixed Rates. Financing up to 100% of the NADA value or purchase price, whichever is lower.
Minimum loan amount of $10,000 for 60 month term.
Annual Percentage Rate (APR) offered is subject to change and is
determined by individual credit history. We offer a 0.25% APR discount for automatic loan payment.
Monthly Payment is based on a 30 Day Month.

The Car Buyer's Helpline helps get you bet the best deal on your vehicle purchase!

Take your Defensive Driving Class Online for only $25 - and save money on car insurance!

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518-393-1326; Toll Free: 1-800-734-7375