First New York
Current Rates

Share Rates

Annual Percentage Yields valid as of May 8, 2013

Money Market Savings

Daily BalanceAnnual Percentage YieldDividend Rate

Dividends are compounded monthly. There is no minimum to open.
Balances under $2,500 do not earn dividends. The APY offered is subject to change without notice.
Fees may reduce earnings on this account.

Premium Money Market Savings

Daily BalanceAnnual Percentage YieldDividend Rate

Dividends compounded monthly. There is no minimum to open. Balances under $75,000 do not earn dividends.
The APY offered is subject to change without notice. Fees may reduce earnings on this account.

Share Certificates & IRAs

TermAnnual Percentage YieldDividend Rate

Rates are set weekly. Dividends are compounded monthly. Minimum balance of $500 on Share Certificates.
Minimum balance of $250 on IRA Certificates. All certificate terms are eligible for IRAs (except for the 3 month).
A penalty for early withdrawal may be imposed.The APY offered is subject to change without notice.

Share Savings Accounts

Primary Share Savings, Secondary Share Savings, IRA Share Savings, Individualized Savings Accounts

Annual Percentage YieldDividend Rate

Dividends compounded monthly. Minimum balance of $5 on primary share savings, only.
Competitive rates are set monthly. Fees may reduce earnings on this account.

Choice Checking

Annual Percentage YieldDividend Rate

Competitive rates are set monthly. Earn dividends if average daily balance is greater than $1,000.
No monthly service charge with Direct Deposit, First OnLine Bill Payment Service, or if you maintain
a $1,000 average daily balance. Dividends are compounded monthly. $25 minimum to open.
Fees may reduce earnings on this account.


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