Share Rates
Annual Percentage Yields valid as of May 8, 2013
Money Market Savings
| Daily Balance | Annual Percentage Yield | Dividend Rate |
Dividends are compounded monthly. There is no minimum to open.
Balances under $2,500 do not earn dividends. The APY offered is subject to change without notice.
Fees may reduce earnings on this account.
Premium Money Market Savings
| Daily Balance | Annual Percentage Yield | Dividend Rate |
Dividends compounded monthly. There is no minimum to open. Balances under $75,000 do not earn dividends.
The APY offered is subject to change without notice. Fees may reduce earnings on this account.
Share Certificates & IRAs
| Term | Annual Percentage Yield | Dividend Rate |
Rates are set weekly. Dividends are compounded monthly. Minimum balance of $500 on Share Certificates.
Minimum balance of $250 on IRA Certificates. All certificate terms are eligible for IRAs (except for the 3 month).
A penalty for early withdrawal may be imposed.The APY offered is subject to change without notice.
Share Savings Accounts
Primary Share Savings, Secondary Share Savings, IRA Share Savings, Individualized Savings Accounts
| Annual Percentage Yield | Dividend Rate |
Dividends compounded monthly. Minimum balance of $5 on primary share savings, only.
Competitive rates are set monthly. Fees may reduce earnings on this account.
Choice Checking
| Annual Percentage Yield | Dividend Rate |
Competitive rates are set monthly. Earn dividends if average daily balance is greater than $1,000.
No monthly service charge with Direct Deposit, First OnLine Bill Payment Service, or if you maintain
a $1,000 average daily balance. Dividends are compounded monthly. $25 minimum to open.
Fees may reduce earnings on this account.

















