Text Message Banking

When you send a text message to 454545, you'll be connected to your account information, quickly, securely, at any time. The short code messaging exchange allows you to stay on top of your financial matters. With Text Banking you can see your checking and savings balances, transfer funds, and view the last five transactions on these accounts.

If your mobile device has text messaging capability, get instant access to your balances. Register your phone for text messaging by logging into your First OnLine account, go to the mobile banking and alerts tab and click the activate button to follow the quick three-step process to register for this free* service.

Here is a list of helpful text commands:


Primary account balance

Bal all

All account balances


Last 5 transactions on primary account


Transfer funds to primary account

Bal chk

Account balance of checking account

Bal sav

Account balance of savings account


Receive a full list of short codes


Deactivate text message banking service

*First New York Federal Credit Union does not charge a fee for the use of our Mobile Banking service. Depending on your service data plan, you may incur web charges or text messaging fees. Check with your mobile service carrier to get more information.