Real Estate Loan Rates
Annual Percentage Rates valid as of September 1, 2010
Variable Home Equity Line of Credit
Finance up to 80% of the value of your home!
| Term | Annual Percentage Rates As Low As | Variable Index | Payment Calculator |
| 10 year draw 15 year re-payment | Fixed 2.99%* for 6 months | What's My Payment? | |
| 10 year draw 15 year re-payment | Thereafter variable 5.00% | Prime | What's My Payment? |
Competitive Variable Rate. $10,000 minimum, $250,000 maximum. The variable Annual Percentage Rate (APR)
is set monthly. This is based on the highest prime rate on the last business day of the previous month
as published in the Wall Street Journal, with an 18.00% APR lifetime cap and a 5.00% APR lifetime floor.
The Prime Rate as of 08/31/2010 was 3.25% as published in the Wall Street Journal.
*SPECIAL INTRODUCTORY OFFER: Fixed APR as low as 2.99% for six months from
the date of disbursement. Variable APR thereafter will be as low as prime plus 0.00%.
As of 08/31/2010, the rate was as low as 5.00% APR.
This offer may change without prior notice. APR and index are subject to change
and are based on individual credit history and loan to home value. Interest-only payment option available.
fixed home equity line of credit
Finance up to 80% of the value of your home!
| Terms Up To | Annual Percentage Rates As Low As | Monthly Payment Per $1000 | Payment Calculator |
| 5 years | 5.75% | $19.22 | What's My Payment? |
| 10 years | 6.24% | $11.23 | What's My Payment? |
| 15 years | 6.49% | $8.71 | What's My Payment? |
| 20 years | 7.49% | $8.05 | What's My Payment? |
Competitive Fixed Rates. $10,000 minimum, $250,000 maximum. The Annual Percentage Rate offered is
subject to change and is determined by individual credit history and loan to home value. Minimum initial
advance must equal 90% of credit limit. Terms available are 5, 10, 15 and 20 years. Draw period is 2 years.
After draw period ends, remaining time left is the repayment period. Monthly Payment is based on a 30 day month.
HOME IMPROVEMENT LOANS
Borrow up to $25,000 to complete your renovation project.
| Term | Annual Percentage Rates As Low As | Monthly Payment Per $1000 | Payment Calculator |
| 2 years | 9.99% | $46.14 | What's My Payment? |
| 4 years | 11.49% | $26.08 | What's My Payment? |
| 5 years | 11.74% | $22.11 | What's My Payment? |
| 6 years | 12.45% | $19.78 | What's My Payment? |
60 month minimum loan is $10,000.
72 month minimum loan is $25,000.
Terms available up to 6 years.
The Annual Percentage Rate (APR) is subject to change and is based on individual credit history.
Mortgages
Purchase a new home or refinance your existing mortgage!
| Term | Annual Percentage Rates As Low As | Points | Payment Calculator |
| 15 years | 4.000% | 0 | What's My Payment? |
| 30 years | 4.500% | 0 | What's My Payment? |
| 1 Year ARM | 4.134% | 0 | What's My Payment? |
Competitive Fixed Rates. $40,000 minimum, $250,000 maximum.
Maximum LTV 95% with mortgage insurance. Rate locks are available.
The Annual Percentage rate offered, and points shown, are subject to change and are determined by individual credit history and loan to home value.
We do business in accordance with the Federal Fair Housing Law and Equal Credit Opportunity Act.
