Easy Drive

Annual Percentage Rates valid as of November 1, 2019

In addition to auto loans, we offer a lease-like loan called Easy Drive - with payments up to 40% lower than conventional financing.

  • You Own The Vehicle
  • No Down Payment Required
  • No Security Deposit Required
  • No First & Last Payments Required.
  • Mileage Options
  • No "Back End" Surprises
  • No Early Payoff Penalty
  • Local Return Option
  • Private Auto Insurance Flexibility
  • Realistic Residual Value

*Fixed Annual Percentage Rate (APR). Rate is based on 2018-2020 model years. Rates are current as of date shown and are subject to change at any time. Financing up to 125% of book value or purchase price, whichever is lower, plus tax, title, registration and warranty. Offer not valid on existing First New York auto loans. Other rates, and terms may apply. All loans are subject to approval and actual rate may vary. Fees may only apply if you decide to return the vehicle in lieu of making the final balloon payment, plus excess mileage, wear & tear, if applicable.

Payments based on a 2019 Chevrolet IMPALA 4dr Sedan Premier with a sales price of $29,000 and Tier 1 credit.

*Fixed Annual Percentage Rate (APR). Rate is based on 2015-2017 model years. Rates are current as of date shown and are subject to change at any time. Financing up to 125% of book value or purchase price, whichever is lower, plus tax, title, registration and warranty. Offer not valid on existing First New York auto loans. Other rates, and terms may apply. All loans are subject to approval and actual rate may vary. Fees may only apply if you decide to return the vehicle in lieu of making the final balloon payment, plus excess mileage, wear & tear, if applicable.

Payments based on a 2016 Chevrolet IMPALA 4dr Sedan LTZ w/2LZ with 39,000 miles, a sales price of $19,500 and Tier 1 credit.